Author’s Note: This is one of four pieces on how American politics ran representative government through a donor pipeline and decided “independent” means the candidate can headline the fundraiser while somebody else asks for the unlimited check. We’ll cover how we got here, how the machine works, what Washington calls corruption, and what might actually fix it, because public contempt apparently isn’t a binding form of oversight.
Read the previous articles here:
“Your Citizens United Meme Needs a Lawyer.”
“Your Super PAC Is Totally Independent Please Stop Laughing.”
“Washington Solved Corruption by Calling It Access”
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After spending three articles wandering through America’s campaign-finance machinery, we finally get to the question everyone asks approximately six seconds before proposing something unconstitutional.
Fine. How do we fix it? Usually somebody says, “Get money out of politics.” Excellent.
We should also remove gasoline from transportation and carbohydrates from Italian cuisine.
Elections require staff, advertising, travel, websites, organizers, lawyers, research and consultants whose natural habitat appears to be any room containing polling data and somebody else’s credit card. Political activity costs money. So what to do?
Make private wealth less effective at purchasing political power. Start with the people supposedly enforcing the rules.
As of September 7, 2026, the Federal Election Commission is supposed to have six commissioners. Federal law requires four votes for official Commission action. It currently has two commissioners and four vacant seats.
The FEC’s own Inspector General says the lack of a quorum significantly impairs the agency’s mission. Without four commissioners, the Commission can’t perform some of its most important functions, including approving enforcement actions and audits, authorizing new investigations, issuing advisory opinions, changing regulations and taking certain litigation actions.
The agency isn’t completely unconscious. Staff can still process campaign reports, provide public data, handle complaints and continue investigations previously authorized by the Commission. So the FEC isn’t dead. It’s simply misplaced the steering wheel for several of the moments when steering is most needed. It’s like guarding Fort Knox with two crossing guards while explaining that the security cameras remain fully operational.
Step one seems embarrassingly obvious. First, give the referee enough bodies to actually blow a whistle. Fill the vacancies. Then fix whatever structural weaknesses allow vacancies or predictable deadlock to repeatedly disable consequential enforcement.
Next, make the big political money take off the fake mustache and tell voters who sent it.
Citizens United struck restrictions on corporate independent political spending, but it upheld disclosure and disclaimer requirements. The Court specifically described disclosure as a less-restrictive alternative to more comprehensive regulation of political speech.
Fine. Then drive disclosure through that opening with a crowbar.
If $20 million begins with Wealthy Person A, travels through Liberty Hamster Holdings LLC, visits Americans for Responsible Rodent Governance, and eventually reaches a Super PAC, voters should have a reasonable way to discover where significant election money originated.
Nobody needs to publish the name of the retired schoolteacher who chipped in twenty-five bucks because she likes a candidate’s Medicare position.
The guy moving $20 million through three shell organizations to help decide who runs the country? He can endure the trauma of being introduced.
Then make ordinary voters worth chasing again.
Federal public campaign financing already exists for presidential elections. Eligible primary candidates can receive public matching funds for the first $250 of qualifying individual contributions. Eligible general-election candidates operate under a different public-grant system and accompanying restrictions.
The Supreme Court already upheld presidential public financing in Buckley v. Valeo, so nobody needs to reinvent constitutional law before breakfast. Build a voluntary congressional system that matches small donations and makes broad public support worth real money.
If twenty-five bucks from a teacher, mechanic, nurse, or retired infantry sergeant suddenly turns into something a campaign actually gives a damn about, politicians may discover an exciting new constituency: people.
Politicians are exquisitely sensitive organisms. If twenty thousand ordinary voters become financially competitive with twelve extraordinarily wealthy donors, elected officials will experience a sudden and deeply spiritual fascination with twenty thousand ordinary voters. It’s amazing what politicians can accomplish once you make ignoring voters financially inconvenient.
Then there’s the magical Washington word independent.
Super PAC spending gets special protection because, supposedly, the people spending the money aren’t coordinating with the candidate. Fine. Then make “independent” mean what it says.
Campaign groups can praise, attack, advertise, rant and set money on fire if they like. But if the candidate’s people and the “independent” group are exchanging strategy, personnel, signals or winks through a battalion of lawyers, spare us the constitutional theater.
If you’re working together, you’re not independent. You’re just dating with separate checking accounts. Then deal with the conflicts of interest Congress somehow keeps discovering in its own pockets. Members of Congress shouldn’t be actively trading individual stocks while writing tax laws, regulating industries, receiving sensitive briefings and appropriating federal money.
Broad diversified funds? Fine.
Treating congressional service like fantasy football for securities portfolios? Democracy can probably struggle along without it.
Now we reach term limits. I support reasonable congressional term limits. But this is where the bumper sticker meets the consequences.
A study of lobbyists in five states with legislative term limits found broad agreement among those lobbyists that influence had shifted away from legislatures and toward governors, administrative agencies and interest groups. The researchers also found that legislative professionalism affected how well institutions adapted.
That’s what lobbyists observed, not commandments delivered from Mount Statistical Significance. Still, it isn’t the only warning.
A 2025 study in the Journal of Policy History summarizes a broader political-science literature finding that state legislative term limits can reduce legislator effort, weaken bipartisan relationships, increase polarization and increase the perceived influence of interest groups and executive branches. Its own analysis found that term limits generally failed to improve—and often worsened—ideological representation in closely divided districts.
Why? Because the lobbyist doesn’t get term-limited.
Neither does the career agency specialist who has understood telecommunications regulation since your newly elected representative was eating paste and wondering why the blue one tasted different.
Rapid turnover can leave inexperienced legislators staring across the table at permanent professional influence networks that know the statutes, the loopholes, the committee staff and where every procedural body is buried.
So if America adopts congressional term limits, make them long enough for legislators to actually learn the job, and pair them with strong permanent committee staffs, investigators, lawyers, economists and policy specialists.
Otherwise, we’ll term-limit the people who cast the votes while the lobbyists who know every committee, loophole and pressure point stay for thirty years. Congratulations: you didn’t drain the swamp—you just gave the lobbyist home-field advantage.
There’s also a constitutional inconvenience. In U.S. Term Limits v. Thornton, the Supreme Court held that states can’t impose additional qualifications on members of Congress and reaffirmed that Congress can’t simply add new qualifications either. The Court was explicit: congressional term limits require constitutional amendment.
Then we get to the part where “just limit the money” crashes into the Constitution.
As of September 7, 2026, Supreme Court doctrine provides powerful First Amendment protection for political expenditures. On June 30, 2026, the Court went further in National Republican Senatorial Committee v. FEC, holding that federal limits on political parties’ expenditures coordinated with their candidates violate the First Amendment.
So if Americans want government to possess substantially broader power to limit massive election spending, stop pretending Congress can solve the whole thing by passing the Patriotic Democracy Restoration and Puppies Act of 2027.
You may need a constitutional amendment.
Article V makes that deliberately difficult. Congress can propose an amendment with two-thirds of both houses, or a convention can be called after applications from two-thirds of state legislatures. Ratification then requires approval by the legislatures or conventions of three-fourths of the states, depending on the method Congress specifies.
Good. Government power over political speech should be difficult to expand.
Any campaign-finance amendment should protect political advocacy, press freedom, associational rights, viewpoint neutrality and challengers against politicians tempted to write election rules for their own convenience.
Because there are two ways to wreck this thing. Let enough private money slosh through elections and eventually a handful of rich people acquire the political volume knob. Give government too much control over political spending and eventually some senator with a grievance discovers that “protecting democracy” is a lovely euphemism for making his critics hire lawyers. Both dangers are real. Apparently the republic is expected to handle more than one thought at a time.
There is no giant red REMOVE CORRUPTION button hidden in the Capitol, although if there were, Congress would probably hold a fundraiser before pressing it. The actual fixes are boring because reality has terrible writers: a functioning FEC, political money that can be traced to whoever actually wrote the check, public financing that makes ordinary donors worth courting, coordination rules that require “independent” groups to stop sharing everything except a toothbrush, and conflict rules that prevent members of Congress from treating committee assignments like investment newsletters.
Term limits can help too, provided legislators remain long enough to learn the job before being replaced by another freshman who has to ask a lobbyist which binder contains the government.
And if Americans decide billion-dollar political spending deserves restrictions the Supreme Court currently will not allow, then say what that means: amend the Constitution. Stop dressing unconstitutional wish lists in red, white and blue bill titles and acting shocked when nine lawyers notice.
None of this will make politicians virtuous. The Founders had already figured out that “elect better people” is not a system of government. The objective is less romantic.
Make political money visible, make donor dependency weaker, make corruption harder, and make elected officials considerably less interested in identifying which billionaire just entered the ballroom.
Tammy’s Reading Assignment for Anyone Waiting for Congress to Develop Self-Control
Because asking political institutions to voluntarily reduce the value of their own fundraising relationships deserves supporting documentation and possibly a neurological examination:
- Federal Election Commission, Leadership and Structure
https://www.fec.gov/about/leadership-and-structure/ - Federal Election Commission Office of Inspector General, Management and Performance Challenges Facing the FEC for FY 2026
https://www.fec.gov/resources/cms-content/documents/FY-2026-Mgmt-Challenges.pdf - Citizens United v. Federal Election Commission, Supreme Court
https://www.law.cornell.edu/supremecourt/text/08-205 - Buckley v. Valeo, Supreme Court
https://www.law.cornell.edu/supremecourt/text/424/1 - Federal Election Commission, Public Funding of Presidential Elections
https://www.fec.gov/introduction-campaign-finance/understanding-ways-support-federal-candidates/presidential-elections/public-funding-presidential-elections/ - Gary Moncrief and Joel A. Thompson, “On the Outside Looking In: Lobbyists’ Perspectives on the Effects of State Legislative Term Limits,” State Politics & Policy Quarterly
https://www.cambridge.org/core/journals/state-politics-and-policy-quarterly/article/abs/on-the-outside-looking-in-lobbyists-perspectives-on-the-effects-of-state-legislative-term-limits/E2F38BFA10481E5C44B3CDF153A34B68 - Michael P. Olson, “Legislative Term Limits and Ideological Representation,” Journal of Policy History, 2025
https://www.cambridge.org/core/journals/journal-of-policy-history/article/legislative-term-limits-and-ideological-representation/60B17B2CB168D61052A3A4D2749BDF3F - U.S. Term Limits, Inc. v. Thornton, Supreme Court
https://www.law.cornell.edu/supremecourt/text/514/779 - National Republican Senatorial Committee v. Federal Election Commission, Supreme Court, June 30, 2026
https://www.law.cornell.edu/supremecourt/text/24-621 - Article V, United States Constitution, National Archives
https://www.archives.gov/federal-register/constitution/article-v.html
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Tammy Pondsmith writes because Congress keeps insisting democracy is priceless while quietly circulating the rate card.
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